For a live SCRT to USD conversion, just use https://paybis.com/secret-calculator/ – enter any amount and it instantly shows the dollar value, updated in real time. You can also reverse it to see how much SCRT you'd get for a specific USD amount. The page includes a 7‑day price history and a profit calculator. As for the licenses, Paybis just secured both CASP authorisation under MiCA and a PSD2 Payment Institution licence – check this X post for details. For privacy chains like Secret, MiCA doesn't ban them but imposes stricter compliance. For regular users, it means better fund protection and more reliable fiat on/off ramps across the EU.